Field of Invention

Globally, identity fraud costs people, businesses, and governments more than USD 1 trillion each year! This patent pending invention relates to safeguarding personally identifiable information (PII) from various forms of attacks on ‘online’ and ‘real world/physical’ identities.

The method also provides PII security for online identities, such as usernames. Card skimming, phishing, pharming, photocopy fraud etc. will be prevented by this technique. Both hardware and software identity apparatus/smart cards will be offered to support the technique.