Solutions
Government authorities that issue identities such as passports, driving licenses, national ID cards, PAN, voter ID etc. can leverage Dynamic Partial ID (DPID) to enhance the security of sensitive identifiers — including citizen ID numbers, health insurance IDs, patient IDs, employee IDs, and student numbers.
DPID also secures additional attributes such as the identity’s expiration date, protecting them from unauthorized access and tampering.
This concept provides broad-spectrum protection, securing both physical and digital identities.
Via identity federation, government institutions can extend the benefits to private sector enterprises and service providers thus securing online IDs and benefit significantly from Ānśik ID. This can be source of additional revenue for Government bodies.
Both hardware and software-based Ānśik ID smart cards will be supported for the government identity sector.
Payment industry identities — including debit cards, credit cards, prepaid cards, and mobile wallets — can be secured using Ānśik ID.
In addition to protecting the long card number, this system also secures the expiry date and CVV (security code).
Furthermore, NetBanking usernames and passwords are safeguarded against all known forms of credential-based attacks.
Mobile payment wallets such as Apple Pay, Google Pay, and UPI apps allow users to make payments without using physical cards. However, these wallets are still linked to underlying card credentials.
Globally, among users who have mobile payment wallets, approximately: –
- 1. 62% still rely solely on physical cards for card-present (CP) transactions.
- 2. 70% continue to use physical cards for card-not-present (CNP) transactions.
The technique is designed to mitigate PCI DSS-scope attacks, most commonly directed at merchants but sometimes affecting payment processors.
Dynamic Partial ID enhances the security of payment industry credentials, providing an added layer of protection that complements existing systems.
Both Ānśik ID hardware and software-based smart cards will be supported within the Payment Industry ID vertical.
Static username is a significant attack vector when it comes to online identities and two-factor authentication (2FA). This is because it is often the first piece of information that a malicious actor attempts to gain.
The technique offers One-Time Username (OTUN) – dynamic username that varies with every session. It also supports dynamic passwords,
When combined, they defend important online identifiers like usernames and passwords against prevalent credential-based assaults.